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CRITICAL ILLNESS PLANS

Simple and Direct

Critical Illness Insurance pays a lump-sum benefit of diagnosis of a covered condition.  Payment is sent directly to the insured to use any way they choose, not the provider(s).

WHAT CAN I USE MY BENEFIT FOR

When you are diagnosed with a critical condition, its not just your health insurance deductible you need to be concerned with.  You can use your benefits to pay for anything you choose.  Examples include:

  • Replacing lost income while you are off work

  • Keep up with ongoing living expenses

  • Paying health insurance deductibles and copayments

  • Hiring home health care or child care services

  • traveling to treatment facilites

  • and more!

Signing Check

WHAT TYPES OF CONDITIONS ARE COVERED?

Policies differ from carrier to carrier, however you can get coverage for any one or combination of the following:

  • Internal Cancer

  • Malignant Melanoma

  • Heart Attack

  • Stroke

  • Alzheimer's Disease

  • Major Organ Transplant

  • Blindness

  • Paralysis

  • Deafness

  • Kidney Failure

  • Coronary Artery Bypass Surgery

  • Coronary Angioplasty Surgery

*Some conditions may only pay a partial benefit​

Intensive Diabetic Care For Patients wit

HOW MUCH BENEFIT DO I NEED?

Different clients have different insurance requirements.   To determine the right amount for you will depend on your current health plan, the need for the cash benefit, and your budget.  Some carriers will start as low as $5,000 and go up to $100,000.  Where ever you are on the spectrum, if an illness would devastate your lifestyle and financial situation, critical illness plans are a hassel free solution that can easily fit in your budget

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Critical Illness Plans: Services
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